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Privacy Policy and Principles

Protecting our clients’ privacy is a priority for Twerdun Wealth Management. These Privacy Principles are adhered to by Twerdun Wealth Management to ensure that the information you submit to us will be treated with the utmost confidentiality and in compliance with the Personal Information Protection and Electronic Documents Act of Canada (PIPEDA).

1. Accountability
We are responsible for all personal information under our control and have designated a Privacy Officer who is accountable for our compliance with these following principles.

2. Identifying Purposes
We will identify and document the purposes for which we collect, use or disclose personal information at or before the time the information is collected. Only such information as is necessary for Twerdun Wealth Management’s business will be collected.

3. Consent
The knowledge and consent of our clients are required for the collection, use or disclosure of personal information.

4. Limiting Collection
Only such information as is necessary for Twerdun Wealth Management’s services will be collected from you. When personal information is needed, it will be obtained directly from you. If necessary, only reputable and reliable sources will be used to supplement this information.

5. Limiting Use, Disclosure and Retention
Personal information will not be used or disclosed for purposes other than those for which it was collected, except with the consent of the individual or as required by the law. Personal information will be retained only as long as necessary for fulfilment of those purposes.

6. Accuracy
Personal information will be as accurate, complete and up-to-date as necessary for the purposes for which it is to be used.

7. Safeguards
We will protect personal information with security safeguards appropriate to the sensitivity of your personal information.

8. Openness
Twerdun Wealth Management will make available to clients specific information concerning the policies and procedures relating to the management of your personal information.

9. Individual Access
Upon your request, you will be informed of the existence, use and disclosure of your personal information and shall be given access to that information. You may verify the accuracy and completeness of the information and may request that it be amended, if appropriate.

10. Handling Client Complaints and Suggestions
Any person can address any question, concern or complaint about any of these principles with our Privacy Officer at info@twerdunwealth.com or at (204) 727-3553 or by mail to:

Twerdun Wealth Management
2830A Victoria Avenue
Brandon, MB
R7B 3X1
Attn: Privacy Officer

The Twerdun Wealth Management website does not automatically gather any personal information from you, such as your name, phone number, or e-mail address. This information is only obtained if you provide it voluntarily, through contacting us via e-mail, or through an online form.

Information collected automatically via the Internet

The Twerdun Wealth Management website logs http requests to our server. These logs capture computer information, navigation and clickstream data.

Some of the information collected does not identify who you are. Other information, such as your domain name or IP address, may identify you depending on the naming standards followed by your Internet service provider. You may wish to ask them about their polices and practices.

While we make no attempt to link the information captured to the identity of individuals, the information captured does identify the following:

1. The Internet domain and IP address from which you access our web site;
2. The type of browser and operating system used to access our site;
3. Screen resolution of your monitor;
4. The date and time you access our site;
5. The pages you visit; and
6. If you linked to the Twerdun Wealth Management web site from another web site, the address of that web site.

This information is used to help us make our site more useful to our audiences by learning about the number of visitors to our site, and by monitoring traffic patterns and the types of technology our visitors use. We do not track or record information about specific individuals and their visits.

Visitor information is not disclosed to anyone except Twerdun Wealth Management personnel who need the information for legitimate business purposes such as responding to a request.


A cookie is a small piece of text information that is sent to your browser when you access a web site. Your browser will return this cookie information to the domain where the cookie originated. While we do not regularly use “cookies” to track how our visitors use the site, when cookies are used, they may be used to help you fill in forms or track your use of the sites. The length of time that the cookie will reside on your machine will depend upon the specific set-up of the particular sites you visit.

If you are concerned about the use of cookies, you can refer to the help information in your browser software for information on how to disable cookies. If you wish to delete cookies from your machine, consult your browser’s help files for instructions on how to do so.


For site security purposes, Twerdun Wealth Management employs software programs to monitor network traffic that identifies unauthorized attempts to upload or change information, or otherwise cause damage.

Except for authorized law enforcement investigations, no other attempts are made to identify individual users or their usage habits.

Information Collected in E-mails and Web Forms

If you should choose to provide us with personal information – as in an e-mail or by filling out a form and submitting it to us through our website – we will use that information to respond to your message and to help us get the information you have requested.

Twerdun Wealth Management does not collect personal information for commercial marketing or distribution to any private organizations.